What You Must Know About Dealing With An Insurance Company After An Auto Accident

Every year, people all over the world are injured in an automobile accident. The fact is, when you head out on the road, you never know what could happen. You may be in complete control at all times, but you can never account for the other drivers who share the road with you. If you are in an auto accident due to another driver, you can be left trying your best to muddle through the claim process and deal with conflicting information, in spite of the fact that you are injured. There are some things that you should know about dealing with an insurance company after an accident.

Insurance Companies are Profit Based

You may feel like the insurance agent that you initially file a claim with is genuinely concerned, but when it comes down to it, these professionals are all about the profit of the company. Therefore, they will often try to convince you that what they offer as settlement is a fair amount. If you feel that the settlement offered is not enough to cover the damages you have incurred, such as medical bills or pain and suffering, it is best to contact a personal injury lawyer for help. 

Insurance Companies May Advise Against an Attorney

Do not be a bit surprised if an insurance company advises you to avoid hiring an attorney. This is simply another tactic to save them money. Insurance companies are fully aware of when they could be in danger of being sued due to a personal injury claim and will often go to extreme measures to lead you in a different direction. At any time the insurance company tells you not to seek legal advice, it is a good indicator that you should do so. 

Be Careful What You Say To an Insurance Company After an Accident

What you say during communication with an insurance company can and will be held against you. Keep this in mind from the moment that you place the call to file a claim. Choose your words wisely and do not give any indication that you are accepting fault in the accident. Insurance companies are infamous for taking words spoken in haste and using them to disprove a claimant’s credibility during a personal injury claim. 

If you have been hurt in an accident on the road, it is a good idea to consult a personal injury lawyer at KIM Personal Injury & Insurance Lawyers or a similar firm right away. This professional can help you through the process of dealing with the insurance company and filing a personal injury claim if necessary.

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